Spend Smart by Zoe McKey
Spend Smart by Zoe McKey Book Summary
Do you spend on a lot of junk that doesn’t make you happy? Instead of happiness, does money bring anxiety, stress,& debt into your life?
If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.
Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money – which sometimes barely exceeded $150 for a month. In this book I’m sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things.
This book can help those people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey for and teach you to avoid them.
Take charge of your money today.
•Scientific research about the psychology of our spending habits
•Learn how to spend less and save more and still enjoy life – regardless of your income
•How to assess value to make the best financial decision
•Map out your spending patterns to know where you need to change
Like it or not, money is part of everybody’s life. Learn to control it instead of letting it control you.
•The top 5 reasons people spend money
•Why the Six Persuasion Principles by Robert Cialdini get us almost all the time?
•Understand online shopping and credit cards. Why are you more willing to spend using these?
•Marketing tricks that always get you – deconstructed from subtle to overt
You can turn a blind eye to your financial problems, but they won’t disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your family and yourself.
There is a thin line between being cheap and frugal. Learn how to spend without getting labeled as cheap and without sacrificing your family’s wellbeing.
Arm yourself against the most common spending mistakes.
•How to break the vicious circle of shopping habits
•Financial literacy crash course: A-Z finance vocabulary, the five pillars of financial literacy and more.
•4 things you should invest in
•Financial fasting and how to use it to your benefit
•Key takeaway summaries at the end of each chapter
Get financial awareness in your life:
•Get a clear picture on the difference between the 401(k), 403(b), TSP, IRA and Roth accounts
•TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions)
•Why should you have F-you money
•How can your money take you to financial independence (The 4% rule.)
Financial literacy changes the rest of your life. You will have a better relationship with money by thinking about it differently. You will know the unique ways to spend smarter and build wealth. Imagine not worrying about debt, bills and late payment fees anymore.
Picture paying for things that actually add value and happiness to your life. Follow the tips presented in this book and make it reality.
Spend Smart Book Details
Book Name | Spend Smart |
Genre | Personal Finance |
Author | Zoe McKey |
Published | 10 March 2019, Sunday |
Price | Free |
E-Book Size | 549.31 KB |
Spend Smart by Zoe McKey Book Reviews
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Financial IQ Booster. Awesome book.
Great, useful & free!. Appreciate the useful information, easy to read & free!
Highly recommended. As a beginner of all this financial literacy and money managing has taught me lot. I enjoyed ready this book plus it didn’t take me long to finish.
Good read. Very informative 👍🏾
Spend Smart. Excellent book! I’m teaching a class about the 15 Laws of Success and one section is about “The Habit of Saving”. I came across this book and I am advising all of my students to read this practical and informative book! I enjoyed every section with helpful tips! I turned in my expensive car two days ago and it’s going to save me an average of $750.00 a month!!! I work from home, so there is little traveling I do, but my husband has 4 cars (3 are paid off) so why would I spend that much money trying to impress people! It’s so liberating! Thank you for your wisdom and advice! Rochelle
Love it. I love to learn and this book was extremely helpful with seeing my toxic spending habits and open my mind to a new way of spending. I’ll be going on the money fast soon to identify my cues and I love how the books give information on what other authors said by summarizing it. I would’ve loved if some of the topics went more in-depth but that’s just a hate way to learn more on my own so thank you
Enlightening, powerful and informative. I enjoyed reading this book. It definitely changed the way I look at sales, marketing tactics and advertising. And the way I look at spending. I’m a fan. I’m actually going to read it again.
Great!. Great read!
A great free read.. The book overall reads as a cohesive understanding of other financial books, but not in a bad way. It takes many philosophies and budgeting tips from other people and complies them into one general summary. I learned a few things from this book and actually made a few changes to my budget because of it. Overall a great, short read. Highly recommend!
Awesome Book. This book help me to think different,.
Good book. Great book
great. recommended book easy to understand and few not hard takeaways actions
Great book. Awesome book. Very helpful.
Great Book. Great book! 2024 i am making changes to how i spend my money. Spend Smart gave me the mental mindset i needed.
Simple and to the point. Great book. Zoe did a great job simplifying money’s connection to our lives. Great foundation to build on.
Great Reminders!. Great reminders! Take the time to refresh your mind on money principles in an easy to read format.
Great Introductory Book. Perfect book for young readers looking to start their financial journey. I really enjoyed this book and will be getting the physical copy for my library.
Solid work. This helps manage your finances.
People need to read this book. It was great book to read
Great read. Opened up my eyes to a lot of things almost instantly Definitely will read more of these informative books.
Awesome beginner book to financial literacy. This book is a definite great read with people new to financial literacy.. in my opinion it is one of the “Holy Grails” of getting an idea of the direction you should go financially..
Love. Wonderful book 📕
My Honest Opinion. Short but very informative. They don’t get too much into details but they cover majority of the aspects of financial literacy. 9/10 I would def recommend. Thank you Zoe -Bryan
Good Read!. Really enjoyed this book, and quite honestly this is the first book I've completed in my reading app so just a kudos for both you and I in this moment. Also, just wanting to do better with finances this is a good eye opener to start my journey in being financially free, this book was an easy read and I really appreciate the grace you put in the writing. From a beginners mindset this is a good read :)
Good book. Great book about spending & getting the best out of life!
Great book for youth!. Definitely would recommend every youth who are striving to obtain financial freedom!
good advice. enjoyed the tips :)
Adjustments growing up. Honestly I’ve recently became a young adult I’m almost 19 now so a year of being an adult and just in an hour of reading this book I’ve learned about what the adult parts of life can do with financial goals and terms since I don’t know very well written and understanding for young adults / young teens
Spend smart. Most of what I read was repetitive. I lost interest around page 60. I felt like I wasn’t learning more than what I had learned from previous pages. It’s like reading chapter one all over . Thought it’d be good to read but wasn’t.
Great short read for beginners. Spend smart covers habits, mindset and basic financial terms that anyone who wants to manage finances must know. This book is short and packed. It motivated me to think like rich people and introspect about my spending habits.
Great Book!. This was a great book. I would highly recommend to anyone starting to take control of their finances!
Learned a lot about money. Great book! Makes you stop and think about your spending habits.
Thank you!. Great intro to money management book. Very helpful and easy to understand!
Good for beginning budgeting. It’s a good starts and has some psychological insights that are pretty important to take into account. Appreciate the different perspectives.
Great book. Great book taught me a lil more about saving an about what I spend money on
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