Spend Smart by Zoe McKey

Spend Smart by Zoe McKey Book Summary

BOOK SCORE
4.5
TOTAL RATINGS
340
BOOK PRICE
Free

Do you spend on a lot of junk that doesn’t make you happy? Instead of happiness, does money bring anxiety, stress,& debt into your life?

If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.
Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money – which sometimes barely exceeded $150 for a month. In this book I’m sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things.
This book can help those people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey for and teach you to avoid them.

Take charge of your money today.

•Scientific research about the psychology of our spending habits
Learn how to spend less and save more and still enjoy life – regardless of your income
•How to assess value to make the best financial decision
Map out your spending patterns to know where you need to change

Like it or not, money is part of everybody’s life. Learn to control it instead of letting it control you.

•The top 5 reasons people spend money
Why the Six Persuasion Principles by Robert Cialdini get us almost all the time?
•Understand online shopping and credit cards. Why are you more willing to spend using these?
Marketing tricks that always get you – deconstructed from subtle to overt
You can turn a blind eye to your financial problems, but they won’t disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your family and yourself.
There is a thin line between being cheap and frugal. Learn how to spend without getting labeled as cheap and without sacrificing your family’s wellbeing.

Arm yourself against the most common spending mistakes.

•How to break the vicious circle of shopping habits
Financial literacy crash course: A-Z finance vocabulary, the five pillars of financial literacy and more.
•4 things you should invest in
Financial fasting and how to use it to your benefit
•Key takeaway summaries at the end of each chapter

Get financial awareness in your life:

•Get a clear picture on the difference between the 401(k), 403(b), TSP, IRA and Roth accounts
TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions)
•Why should you have F-you money
How can your money take you to financial independence (The 4% rule.)
Financial literacy changes the rest of your life. You will have a better relationship with money by thinking about it differently. You will know the unique ways to spend smarter and build wealth. Imagine not worrying about debt, bills and late payment fees anymore.

Picture paying for things that actually add value and happiness to your life. Follow the tips presented in this book and make it reality.

Spend Smart Book Details

Book Name Spend Smart
Genre Personal Finance
Author Zoe McKey
Published 10 March 2019, Sunday
Price Free
E-Book Size 549.31 KB

Spend Smart by Zoe McKey Book Reviews

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Obookman

Financial IQ Booster. Awesome book.

SpartanB2D.com

Great, useful & free!. Appreciate the useful information, easy to read & free!

Eainboe

Highly recommended. As a beginner of all this financial literacy and money managing has taught me lot. I enjoyed ready this book plus it didn’t take me long to finish.

Waveydoe

Good read. Very informative 👍🏾

Rj4real

Spend Smart. Excellent book! I’m teaching a class about the 15 Laws of Success and one section is about “The Habit of Saving”. I came across this book and I am advising all of my students to read this practical and informative book! I enjoyed every section with helpful tips! I turned in my expensive car two days ago and it’s going to save me an average of $750.00 a month!!! I work from home, so there is little traveling I do, but my husband has 4 cars (3 are paid off) so why would I spend that much money trying to impress people! It’s so liberating! Thank you for your wisdom and advice! Rochelle

Tuna0924.,

Love it. I love to learn and this book was extremely helpful with seeing my toxic spending habits and open my mind to a new way of spending. I’ll be going on the money fast soon to identify my cues and I love how the books give information on what other authors said by summarizing it. I would’ve loved if some of the topics went more in-depth but that’s just a hate way to learn more on my own so thank you

Noknickkaname

Enlightening, powerful and informative. I enjoyed reading this book. It definitely changed the way I look at sales, marketing tactics and advertising. And the way I look at spending. I’m a fan. I’m actually going to read it again.

Jonny827

Great!. Great read!

BigBootyBilly

A great free read.. The book overall reads as a cohesive understanding of other financial books, but not in a bad way. It takes many philosophies and budgeting tips from other people and complies them into one general summary. I learned a few things from this book and actually made a few changes to my budget because of it. Overall a great, short read. Highly recommend!

Josaecu

Awesome Book. This book help me to think different,.

Mr. Lic

Good book. Great book

Nestrada1099

great. recommended book easy to understand and few not hard takeaways actions

Dri Dri. R

Great book. Awesome book. Very helpful.

Jeasam21

Great Book. Great book! 2024 i am making changes to how i spend my money. Spend Smart gave me the mental mindset i needed.

Alyxmd

Simple and to the point. Great book. Zoe did a great job simplifying money’s connection to our lives. Great foundation to build on.

333lucky333

Great Reminders!. Great reminders! Take the time to refresh your mind on money principles in an easy to read format.

Dakota0325

Great Introductory Book. Perfect book for young readers looking to start their financial journey. I really enjoyed this book and will be getting the physical copy for my library.

VFCS MEMBER

Solid work. This helps manage your finances.

Yasin munye

People need to read this book. It was great book to read

Mo_guap

Great read. Opened up my eyes to a lot of things almost instantly Definitely will read more of these informative books.

Donnest

Awesome beginner book to financial literacy. This book is a definite great read with people new to financial literacy.. in my opinion it is one of the “Holy Grails” of getting an idea of the direction you should go financially..

ERICTHEBAGMAKER

Love. Wonderful book 📕

Jfyfod

My Honest Opinion. Short but very informative. They don’t get too much into details but they cover majority of the aspects of financial literacy. 9/10 I would def recommend. Thank you Zoe -Bryan

Mili o

Good Read!. Really enjoyed this book, and quite honestly this is the first book I've completed in my reading app so just a kudos for both you and I in this moment. Also, just wanting to do better with finances this is a good eye opener to start my journey in being financially free, this book was an easy read and I really appreciate the grace you put in the writing. From a beginners mindset this is a good read :)

Kim Dor

Good book. Great book about spending & getting the best out of life!

Yuryanhe

Great book for youth!. Definitely would recommend every youth who are striving to obtain financial freedom!

.!.LoveMusic.!.

good advice. enjoyed the tips :)

Stephie Ombre

Adjustments growing up. Honestly I’ve recently became a young adult I’m almost 19 now so a year of being an adult and just in an hour of reading this book I’ve learned about what the adult parts of life can do with financial goals and terms since I don’t know very well written and understanding for young adults / young teens

10937$199:7389

Spend smart. Most of what I read was repetitive. I lost interest around page 60. I felt like I wasn’t learning more than what I had learned from previous pages. It’s like reading chapter one all over . Thought it’d be good to read but wasn’t.

Anamica2009

Great short read for beginners. Spend smart covers habits, mindset and basic financial terms that anyone who wants to manage finances must know. This book is short and packed. It motivated me to think like rich people and introspect about my spending habits.

Jermtrackstar

Great Book!. This was a great book. I would highly recommend to anyone starting to take control of their finances!

Faireagle

Learned a lot about money. Great book! Makes you stop and think about your spending habits.

Learnallthings

Thank you!. Great intro to money management book. Very helpful and easy to understand!

MariV.G19

Good for beginning budgeting. It’s a good starts and has some psychological insights that are pretty important to take into account. Appreciate the different perspectives.

LilSi758

Great book. Great book taught me a lil more about saving an about what I spend money on

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Zoe McKey - Spend Smart Comments

5 Books like Spend Smart (Zoe McKey)

About Author "Zoe McKey"

Blastophaga psenes is a wasp species in the genus Blastophaga. It pollinates the common fig Ficus carica and the closely related Ficus palmata. Without a colony or nest, these wasps breed in figs and the adults live for only a few days or weeks. They locate the fig they wish to pollinate through olfactory senses. Taxonomy and phylogenetics Mutualism occurs between fig and fig wasps, which creates a need for specific species of figs to be pollinated by specific species of wasps. The origin of mutualism is also the beginning of the fig wasp phylogeny. In the phylogenetic tree, the genus of Blastophaga and Wiebesia are very similar. Both of these genera pollinate Ficus species of figs. Description and identification B. psenes are small wasps, approximately only 2 millimetres (0.079 in) in length. The females are black wasps and seem shiny while the males are smaller than females. While males are wingless, females have wings that are transparent and very thin. Yet females' wings and ....

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